Student Financial Services SFS
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Graduate Loans

How to Apply

You must complete the Free Application for Federal Student Aid (FAFSA) first. File your FAFSA here.

Federal Direct Loan Unsubsidized

Unsubsidized Loan - Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. Students are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.

Required steps for student to complete:

  • Go to StudentAid.gov.
  • Log in using your FSA ID username and password.
  • Go to Checklists.
  • Select I’m in School.
    • Complete a Master Promissory Note (MPN) to take out a federal student loan.
    • Complete entrance counseling before getting a student loan.

For more information, click here.

Federal Direct PLUS Loan for Graduate/Professional Students

PLUS Loan for Graduate/Professional Students – This loan is commonly referred to as a Grad PLUS Loan and is available to graduate or professional students enrolled at least half-time at an eligible school in a program leading to a graduate or professional degree or certificate.

Required steps for student to complete:

  • Go to StudentAid.gov.
  • Log in using your FSA ID username and password.
  • Go to Checklists.
  • Select I’m in School.
    • Apply for a PLUS loan for graduate school to help pay for your child’s education expenses not covered by other aid.
    • Complete a Master Promissory Note (MPN) to take out a federal student loan.
    • Complete entrance counseling before getting a student loan.

For more information, click here.

Private Loans

Private loans, sometimes called alternative loans, are available from private lenders and offer additional financial assistance. A credit check is required for private loans and some of the loan terms and conditions may be based upon your credit standing. If you are a student, please know that most lenders will require a co-signer.

Carefully consider your needs before you borrow. We recommend that you exhaust all federal grant and loan programs before you consider a private loan. Please visit our Private Loans page for more information on private loans. 

STUDENT ACCOUNT CENTER

FINANCIAL AID NOTIFICATION

Federal Student Aid

604 E College Ave,
North Manchester, IN 46962 |  260-982-5000

10627 Diebold Rd,
Fort Wayne, IN 46845 |  260-470-2700